The personalised advice, lender shopping, and analysis we offer is free. If you choose to get your mortgage from one of our lenders, that lender will pay us 0.77% of the loan amount. That’s 1/3rd of what they pay their own salespeople, and the savings are passed on to you in the form of a lower interest rate and lower costs.

If you don’t choose one of our lenders — but use our tools and guidance for reassurance or to negotiate better terms from another lender — then we make nothing :)

We are a service platform designed to help you evaluate lenders, choose the right mortgage, and ensure you get fair terms — we do not provide financing.

Instead, we use technology to match you with certified lenders and help you compare offers and choose the loan that best suits your needs. You can lock in your interest rate through us and we provide ongoing counsel until you close your loan.

No. Your Broker will help you evaluate multiple choices among our certified lenders. Once you’ve found the best option, only then will we introduce you to your chosen lender.

You will not receive email, calls, or texts from any of our lenders until you opt-in. After introducing you to your lender your Broker will be with you throughout the way, making sure you get the same high level of service from our lender that you receive from us.

No. To determine the interest rates and terms you qualify for, we utilise a soft credit inquiry that does NOT affect your credit score.

However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.